Progressive Home Insurance Agent in Illinois
Call 630-243-5500 for Progressive Home Insurance Quotes in Illinois
Home Insurance Coverage:
- Dwelling Coverage
- Personal Property
- Liability Insurance
- Loss of Use
- Medical Payments
- Extended Dwelling Replacement
- Personal Property Replacement
- Water Backup Coverage Available *
* Optional Coverage
About Progressive Insurance Company
Progressive Insurance Company has always lived up to its name by being one step ahead of the insurance industry and finding new and affordable insurance solutions. Progressive Insurance began in 1937 with the first drive-in claims office, became the first to introduce reduced rates for low-risk drivers. Progressive Insurance Company is rated A+ (Superior) by AM Best Rating.
What to know about Home Insurance
Insuring your home properly is important in case you suffer a loss due to fire, theft, vandalism, or other covered events. Homeowners insurance can also provide liability protection in case someone is injured while on your property and wins a legal judgment against you. Home Insurance policies differ by what losses are covered, the coverage you select, and what type of residence you own.
We’re here to help you with Home Insurance
We’re here to help you to find a Home Insurance policy that fits your personalized needs. We specialize in making it easy to select the insurance that gives you the best value for the best price.
- Higher deductibles usually lower your home insurance premium price by shifting part of the loss payment to you. For example, if you had a $1,000 deductible, you would be responsible for paying the first $1,000 of the covered loss.
- You may choose to set higher limits than the recommended amount if appropriate to your situation and needs.
- Fine Arts, Collectibles, Jewelry, and scheduled items typically cost extra to insure.
Home Insurance Protection:
Coverage A (Dwelling) – Dwelling Coverage typically pays to repair or rebuild your home if it’s damaged or destroyed by an insured event such as a fire, tornado or storm.
Personal Liability Protection- Personal Liability can apply if someone is injured on your property or their property is damaged and you are to blame. It is important to consider the assets you own and how much money you make when you select your personal liability protection. Your personal liability coverage should be high enough to protect your assets if you are sued.
Medical Coverage– Can provide medical expense coverage for guests if they are injured on your property. It does not cover health care costs for you or other members of your household.
Additional Living Expenses– If you are unable to reside in your home because of a covered loss, your home insurance policy can pay additional living expenses while the damage is assessed and your home is repaired or rebuilt.
Protection for Your Belongings– Your home is filled with furniture, clothes, electronics and other items that mean a lot to you. Personal Property Insurance helps replace these items if they are lost, stolen or destroyed as a result of a covered loss.
Scheduled Personal Property Coverage– If you have special possessions such as jewelry, art, antiques or collectibles you may want to talk to your agent about this additional coverage. It provides broader coverage for specific items.