Illinois Condo Insurance

Call (866) 511-6226 or (630) 243-5500 for Illinois Condo Insurance Quotes

Illinois Condo Insurance policies are unique and condo coverage can vary from company to company.  Condo Insurance can provide coverage for your personal property and possessions, personal liability, guest medical, loss assessments and inside condominium building coverage also known as building alterations, additions and improvements or “inside walls”.

Illinois Condo Insurance

Call (630) 243-5500 or Toll Free (866) 511-6226

Request Free Insurance Quote

Illinois Condo Insurance Coverage

Personal Property

If you own a condo, it is important to protect your personal property such as furniture, appliances, electronics, clothing, and much more.  Personal property replacement cost coverage is important so that in the event of a covered loss, you are reimbursed for full replacement cost value without regard for depreciation.

Condo Building Property aka “Inside Walls Coverage”

Some Condo Associations possess a master condo association insurance which typically insures the outside of the structure to the inside walls of the condo unit.  As the owner of the condo unit, you may find it is your responsibility based on the condo association agreement to purchase insurance for the interior of your unit sometimes referred to as “walls in coverage”.  If you have upgraded cabinetry, floors and fixtures, condo building coverage protects these investments.  Make sure to consult your homeowners association or HOA CCR’s agreement to determine what the association policy covers and what you are responsible for.

Loss Assessments Coverage

If common areas are damaged, your condo association may levy loss assessments against all the owners to pay the deductible on their association policy. Various limits of loss assessment coverage are available. Be sure to consult the HOA agreement to determine the potential for such assessments.  Loss assessment coverage is also available to protect you against certain assessments that may be levied by the association.

Protect yourself and your guests in case of injury

An Illinois Condo Insurance policy can protect you and your family against bodily injury and property damage claims and any litigation that may result.  In addition, you can select medical payments coverage which will pay for medical expenses incurred by a visitor who is injured at your residence. Consult your agent for additional information.

Extra coverage doesn’t have to cost a lot

Many people supplement their condo insurance coverage with a personal umbrella liability insurance policy.  Personal umbrella insurance is a type of insurance designed to add extra liability coverage over and above another insurance policy, such as auto or condo insurance coverage.  If you own jewelry, artwork, antiques or collectibles, valuable articles coverage would be important for you protect those items in the event of theft, mysterious disappearance or other covered peril.

Unique condo insurance options to fit your individual needs

Call Greene Insurance to help you find the best combination of coverage, value, and price for you. We can help make sure your condo insurance individually meets your needs.

Call (630) 243-5500 or Toll Free (866) 511-6226

Request Free Insurance Quote

We’re an Illinois Independent Insurance Agent

Since 1962, our family has pledged to protect families and businesses through personal insurance and business insurance products.  The insurance professionals at Greene Insurance will work hard to find you the best coverage for the best prices and we’ll save you time and money!  Greene Insurance can better serve our clients and their individual coverage needs.

Illinois Independent Insurance Agent

We’re an Independent Insurance Agent, 

“We work for you, not an insurance company”

As an Illinois Independent Insurance Agent, we work for you.  Since we’re not owned or contracted with a particular company, we’re able to help you find the best coverage and prices from dozens of top-rated insurance companies at no fee to you.  When you purchase your insurance through Greene Insurance, we remain your Illinois Insurance Agent. We’ll be here to assist you with any changes to your policy, coverage or claims.  We welcome the opportunity to earn your business and we want to serve and protect you and your family.

There are 2 types of insurance agents – Independent Insurance Agents and Captive Insurance Agents.

  • Independent Insurance Agents may offer insurance from multiple insurance companies.
  • Captive insurance agents (State Farm, Geico, Allstate, Farmers) only offer insurance from one company.

Offering Insurance from Top-Rated Illinois Insurance Companies:

Greene Insurance Group serves all of Illinois including the communities of: Naperville, Oswego, Aurora, Plainfield, Shorewood, Yorkville, Plano, Sugar Grove, Downers Grove, Darien, Oak Brook, Western Springs, Clarendon Hills, Hinsdale.

Call us at: (866) 511-6226 for a review of your Illinois Insurance coverage and free insurance quotes.