Coverage A (Dwelling Coverage) – Dwelling Coverage typically pays to repair or rebuild your home if it’s damaged or destroyed by an insured event such as a fire, tornado or storm.
Personal Liability Protection- Personal Liability Coverage can apply if someone is injured on your property or their property is damaged and you are to blame. It is important to consider the assets you own and how much money you make when you select your personal liability protection. Your personal liability coverage should be high enough to protect your assets if you are sued.
Medical Coverage– Can provide medical expense coverage for guests if they are injured on your property. It does not cover health care costs for you or other members of your household.
Additional Living Expenses– If you are unable to reside in your home because of a covered loss, your home insurance policy can pay additional living expenses while the damage is assessed and your home is repaired or rebuilt.
Protection for Your Belongings– Your home is filled with furniture, clothes, electronics and other items that mean a lot to you. Personal Property Insurance helps replace these items if they are lost, stolen or destroyed as a result of a covered loss.
Scheduled Personal Property Coverage– If you have special possessions such as jewelry, art, antiques or collectibles you may want to talk to your agent about this additional coverage. It provides broader coverage for specific items.