Illinois Auto Insurance

We’ll help you find the right Illinois Auto Insurance

At Greene Insurance Group, we know how important it is to find the right Illinois Auto Insurance.

The right Illinois Auto Insurance can help get you back on the road quickly if your car is damaged or destroyed by an accident, fire, theft, or other covered event. Your Illinois Car Insurance may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle.  This is why it is important to talk with a licensed professional insurance agent and find answers to these questions. Purchasing Car Insurance online can be risky, particularly if some important coverage is left off quotes.  Be sure to ask our Licensed Insurance Agents about the right Illinois Auto Insurance coverage.  We’re here for you!

Illinois Auto Insurance Coverage

Collision Insurance – Collision coverage pays for damage caused to your vehicle in an automobile accident. Standard collision coverage will pay for any repairs up to the fair market value of your car. Collision coverage usually also comes with a deductible. The deductible is the amount of money you pay toward repairs before your collision insurance coverage begins paying. The higher the deductible you’re willing to pay, the lower the collision coverage premium.  Although it’s not legally required by the state, most banks will likely require comprehensive coverage if your vehicle is financed or leased.

Comprehensive Insurance – Comprehensive insurance covers damage done to your car in some way other than a collision, such as if it were stolen, vandalism or catches fire.  Flood, theft, windshield damage and fire are also events usually covered by comprehensive car insurance. Like collision, comprehensive will pay up to the fair market value of your car (less your insurance deductible.) Although it’s not legally required by the state, most banks will likely require comprehensive coverage if your vehicle is financed or leased.

Bundle & Save Money

Want to save more money?  When you bundle your Illinois Auto Insurance with Illinois Home Insurance, you can save up to 40%.

Illinois State Required Auto Insurance

• Minimum $25,000 bodily injury per person and $50,000 bodily injury per accident
• Property Damage – $20,000 minimum property damage.

While this is the state minimum requirement, we suggest our clients protect themselves by maintaining higher insurance limits.