Illinois Condo Insurance

Shopping for Condominium Insurance in Illinois?

Not all Condo Insurance policies in Illinois are the same.  Illinois Condo Insurance policies are unique and condo insurance coverage can vary from company to company.  Condo Insurance can provide coverage for your personal property and possessions, personal liability, guest medical, loss assessments and inside condominium building coverage also known as building alterations, additions and improvements or “inside walls.”

Illinois Condo Insurance

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Illinois Condo Insurance Coverage

Personal Property

If you own a condo, it is important to protect your personal property such as furniture, appliances, electronics, clothing, and much more.  Personal property replacement cost coverage is important so that in the event of a covered loss, you are reimbursed for full replacement cost value without regard for depreciation.

Condo Building Property aka “Inside Walls Coverage”

Some Condo Associations possess a master condo association insurance which typically insures the outside of the structure to the inside walls of the condo unit.  As the owner of the condo unit, you may find it is your responsibility based on the condo association agreement to purchase insurance for the interior of your unit sometimes referred to as “walls in coverage”.  If you have upgraded cabinetry, floors and fixtures, condo building coverage protects these investments.  Make sure to consult your homeowners association or HOA CCR’s agreement to determine what the association policy covers and what you are responsible for.

Loss Assessments Coverage

If common areas are damaged, your condo association may levy loss assessments against all the owners to pay the deductible on their association policy. Various limits of loss assessment coverage are available. Be sure to consult the HOA agreement to determine the potential for such assessments.  Loss assessment coverage is also available to protect you against certain assessments that may be levied by the association.

Protect yourself and your guests in case of injury

An Illinois Condo Insurance policy can protect you and your family against bodily injury and property damage claims and any litigation that may result.  In addition, you can select medical payments coverage which will pay for medical expenses incurred by a visitor who is injured at your residence. Consult your agent for additional information.

Extra coverage doesn’t have to cost a lot

Many people supplement their condo insurance coverage with a personal umbrella liability insurance policy.  Personal umbrella insurance is a type of insurance designed to add extra liability coverage over and above another insurance policy, such as auto or condo insurance coverage.  If you own jewelry, artwork, antiques or collectibles, valuable articles coverage would be important for you protect those items in the event of theft, mysterious disappearance or other covered peril.

Unique condo insurance options to fit your individual needs

Call Greene Insurance to help you find the best combination of coverage, value, and price for you. We can help make sure your condo insurance individually meets your needs.

Bundle & Save up to 40% on your Illinois Insurance

You can save up to 40% when you bundle your Illinois Auto Insurance and Illinois Homeowners Insurance through Greene Insurance Group.  You’ll also enjoy the convenience of always speaking with Licensed Insurance Agents.  We’re here to help you save money on your Illinois Insurance.

Greene Insurance Group

Greene Insurance Group – Illinois Insurance Agency

Insurance is a family business, we’ve been at it 1962

Since 1962, we have pledged to protect families and businesses through personal and business insurance.  Insurance is deep rooted in our family.

As an Trusted Choice Independent Insurance Agency in Illinois, the Insurance Professionals at Greene Insurance will review your present insurance coverage and compare insurance rates from dozens of top-rated insurance companies. As an Independent Insurance Agency, Greene Insurance Group isn’t owned or contracted with any one insurance company allowing us to better serve our clients.

We pride ourselves in providing old-fashioned customer service

At Greene Insurance, We promise old-fashioned customer service and we’re ready to provide the best in personalized service. We work in our offices everyday, we answer our phones, return our calls and emails and we are here to serve you!

You can depend on the Professionals at Greene Insurance Group.

Illinois Independent Insurance Agent - Greene Insurance Group

Illinois Independent Insurance Agent

We don’t work for an insurance company, We’re an Independent Insurance Agency & We work for You! 

At Greene Insurance, we customize insurance to fit our clients and their needs.  When you call Greene Insurance Group, you can relax knowing As an Independent Insurance Agent we’re comparing insurance rates and coverage from dozens of top-rated insurance companies.

Why select Greene Insurance Group?

At Greene Insurance Group, it’s a promise as our client you will always be our priority

Some may assume purchasing insurance online or direct from an insurance company may save them money. When our clients compare our quotes and coverage versus those of our competitors, Greene Insurance typically provides better protection at better rates and best in class customer service.

When purchasing insurance direct through an insurance website or call center, who do you call for questions?

We all know how frustrating it can be waiting on hold to speak with an agent, talking to an AI phone system or forced to use a chatbot and them left feeling frustrated with no answers.

We answer our phones and work for our clients in a professional office setting to protect your personal and business information.

We’re your locally-owned Illinois Independent Insurance Agent & We’re here for you!

Once you select Greene Insurance as your Insurance Agent, we’ll remain your local Insurance Agency and the team at Greene Insurance will be here to assist with any questions. changes or claims related to your insurance.  We answer our calls and return our emails.  Call or click for Illinois Insurance Quotes.

Greene Insurance Group is a family-owned Independent Insurance Agency serving the following communities:

Greene Insurance Group serves all of Illinois including the communities of: NapervilleOswegoAurora, Plainfield, Shorewood, Yorkville, Plano, Sugar Grove, Geneva, Batavia, St. Charles, Bartlett, Roselle, Schaumburg, Hoffman Estates, Barrington, South Barrington, Inverness, Palatine, Algonquin, Lake in the Hills, Buffalo Grove, Prospect Heights, Long Grove, Wheeling, Lincolnshire, Lincolnshire, Vernon Hills, Mundelein, Lake Forest, Lake Bluff, Highland Park, Deerfield, Winnetka, Kenilworth, Wilmette, Skokie, Lincolnwood, Downers Grove, Lombard, Darien, Oak Brook, Oak Brook Terrace, Elmhurst, Glen Ellyn, Wheaton, Winfield, Warrenville, Western Springs, Clarendon Hills, Hinsdale, La Grange, Burr Ridge, Willowbrook, and surrounding areas.