Shopping for Illinois Car Insurance?
Call 630-243-5500 for Illinois Car Insurance Quotes
Shopping for Illinois Car Insurance Quotes? Greene Insurance Group is your one stop for the best coverage and rates on auto insurance in Illinois. As an Illinois Independent Insurance Agent, Greene Insurance compares insurance rates from dozens of top-rated insurance companies to find the best coverage and prices on Illinois Car Insurance.
Illinois Car Insurance Requirements
To comply with Illinois Insurance Laws, you are required to maintain liability insurance and property damage on your automobile insurance.
Liability insurance helps cover your costs associated with injuries and property damage to others resulting from a car accident you cause.
Illinois State Minimum Auto Insurance Coverage Limits are:
- $25,000 for bodily injury per person
- $50,000 total for bodily injury per accident
- $20,000 for property damage
Uninsured and Under-insured Motorist Insurance
We recommend all drivers carry un-insured and under-insured motorists bodily injury coverage to help cover injuries to you and/or your passengers in a car accident with an uninsured driver (or a driver whose auto insurance limits are not adequate to cover your costs). Uninsured/under-insured motorist car insurance coverage will not cover property damage.
Optional Car Insurance coverage
When shopping for Illinois Car Insurance, consider optional coverage types for further protection. Most Car Insurance companies offer the following types of optional coverage:
- Collision – This will help cover damages to your car after a traffic accident.
- Comprehensive – Helps pay for repairs of non accident-related damages to your car such as fire, theft, vandalism, hail, glass, falling objects.
- Medical payments – This will help cover costs from accident-related injuries to yourself or passengers.
- Uninsured motorist property damage – This will cover damage to your car after an accident with an uninsured driver.
Traffic Stops
You are required to carry your insurance identification card in your vehicle at all times. If you are involved in an accident or stopped for a moving violation, you will be asked to provide the officer this card as proof of insurance. If you are unable to provide a police officer with proof of insurance, you will be considered an uninsured driver and may be issued a traffic citation. If you are convicted of driving without a valid insurance policy, you will face the following penalties:
- Suspension of your auto registration
- Fine
SR-22 Insurance
Financial Responsibility Insurance (SR-22/SR22), helps monitor drivers with poor driving records by ensuring that they have car insurance. You may be required to purchase SR-22 insurance and file an SR-22 certificate if you:
- Have several traffic violations on your record.
- Have several insurance violations.
- Have had your driver’s license suspended or revoked.
Your car insurance company can file an SR-22 certificate with the State of Illinois on your behalf.
Determining Your Illinois Car Insurance Premium
When shopping for insurance, remember that car insurance companies can use the following factors to determine your when shopping for car insurance quotes:
- Driving record
- Age
- Gender
- Marital status
- Location
- Your car’s make and model
- Your average mileage
- Credit history
- The types of optional car insurance you purchase
- Your deductible (out-of-pocket expenses you must pay towards a claim)
- The higher your deductible, the lower your premium
Illinois Car Insurance Discounts
One way to get affordable car insurance rates is to take advantage of any discounts for which you are eligible. When making car insurance comparisons, ask about the following standard discounts:
- Good driver discount.
- Good student discount.
- Multi-car discount.
- Homeowner’s discount.
- Defensive driver discount.
- This is usually afforded to seniors after taking a defensive driving course.
- Anti-theft device.
- Safety device.
While discounts are a great way to get low-cost car insurance, your best bet for affordable car insurance rates is to maintain a clean driving record. Obey traffic laws and drive safely to get the best possible rates.
Greene Insurance Group – Illinois Insurance Agency
Insurance is a family business, we’ve been at it 1962
Since 1962, we have pledged to protect families and businesses through personal and business insurance. Insurance is deep rooted in our family.
As an Trusted Choice Independent Insurance Agency in Illinois, the Insurance Professionals at Greene Insurance will review your present insurance coverage and compare insurance rates from dozens of top-rated insurance companies. As an Independent Insurance Agency, Greene Insurance Group isn’t owned or contracted with any one insurance company allowing us to better serve our clients.
We pride ourselves in providing old-fashioned customer service
At Greene Insurance, We promise old-fashioned customer service and we’re ready to provide the best in personalized service. We work in our offices everyday, we answer our phones, return our calls and emails and we are here to serve you!
You can depend on the Professionals at Greene Insurance Group.
We’re an Independent Insurance Agent – Greene Insurance Group
Why select Greene Insurance Group?
At Greene Insurance, we customize insurance to fit our clients and their needs. When you call Greene Insurance Group, you can relax knowing we’re comparing insurance rates and coverage from dozens of top-rated insurance companies.
At Greene Insurance Group, it’s our promise you will always be our top priority
Benefits of working with Greene Insurance Group:
- Choice and Flexibility: As an Independent Insurance Agent, the team at Greene Insurance Group is able to offer its clients advantages over those of other insurance agencies. Unlike many other insurance agents, Greene Insurance Group isn’t limited to a single insurance company, we represent dozens of top-rated insurance companies allowing us to better serve our clients and their needs.
- Personalized Service: At Greene Insurance, we offer a higher level of personalized service. As our client, an Licensed Account Manager will be assigned to assist with policy questions, changes, billing and claims.
- Expertise and Advocacy: With extensive knowledge of the insurance marketplace, Greene Insurance Group can demystify the intricacies of various insurance policies and coverage options. Additionally, the licensed professionals at Greene Insurance Group act as advocates for our clients, helping to navigate the claims process and ensuring our clients receive fair treatment from insurance companies.
- Local Knowledge: Greene Insurance Group is locally-owned insurance agency and deeply rooted in our community. Our local presence allows our team to understand the specific risks and needs of our area, offering insights larger, impersonal insurance agencies or companies located out of state may miss. At Greene Insurance, our team answers our phones and we work in professional offices protecting your privacy.
- Ongoing Support: The relationship we develop through the years is why our clients refer friends and family to Greene Insurance Group. When purchasing insurance through a website or call center, who do you call for questions? You need a local and licensed insurance professionals to assist with your insurance and this is what you will experience at Greene Insurance Group.
We don’t work for an insurance company, We’re Independent & work for You!
We know how difficult and frustrating it can be when calling a business and unable to reach a live person or transferred from department to department. Many companies have closed their local offices, downsized staff, and transfer calls abroad to overseas call centers. Other companies are forcing their customers to utilize chat bots or leave voicemails and sometimes wait days for a return call. At Greene Insurance Group, we understand how frustrating it can be not having a point of contact or local office to visit when you have questions. Once you select Greene Insurance Group, we’ll be your Insurance Agency and our team will be here to assist with questions, updates, billing and claims questions. At Greene Insurance, we promise to answer your calls, return your emails and our team of professionals work in offices utilizing secure protocols to protect our clients and their privacy. It’s our promise to always deliver first class service to our clients.
Greene Insurance Group is a family-owned Independent Insurance Agency serving the following communities:
Greene Insurance Group serves all of Illinois including the communities of: Naperville, Oswego, Aurora, Plainfield, Shorewood, Yorkville, Plano, Sugar Grove, Geneva, Batavia, St. Charles, Bartlett, Roselle, Schaumburg, Hoffman Estates, Barrington, South Barrington, Inverness, Palatine, Algonquin, Lake in the Hills, Buffalo Grove, Prospect Heights, Long Grove, Wheeling, Lincolnshire, Lincolnshire, Vernon Hills, Mundelein, Lake Forest, Lake Bluff, Highland Park, Deerfield, Winnetka, Kenilworth, Wilmette, Skokie, Lincolnwood, Downers Grove, Lombard, Darien, Oak Brook, Oak Brook Terrace, Elmhurst, Glen Ellyn, Wheaton, Winfield, Warrenville, Western Springs, Clarendon Hills, Hinsdale, La Grange, Burr Ridge, Willowbrook, and surrounding areas.