What is the difference between collision coverage and comprehensive coverage?

Collision insurance coverage is defined as losses you incur when your car collides into another car or object. For example, if you hit a car in a parking lot, the damages to your car will be paid under your collision coverage.

Comprehensive insurance coverage provides coverage for mostly other direct physical damage losses you could inc […]

What affects the cost of my car insurance?

A number of factors can affect the cost of your car insurance – some of which you can control and some that are beyond your control.

The type of car you drive, the purpose the car serves, your driving record, and where the car is garaged can all affect how much your car insurance will cost you.

Even your marital status can affect your cost of ins […]

I own an older car, Do I really need car insurance?

Most states have insurance laws that require drivers to have at least liability insurance on a vehicle in order to drive on public roads. These laws were enacted to ensure that victims of car accidents receive compensation when their losses are caused by the actions of a negligent individual.

Often times the cost of repairing the damages to an older […]