Illinois Commercial Property Insurance
As one of the most common types of business insurance, commercial property insurance provides a wide range of property coverage for buildings, inventory, equipment, tools and more. Losses from fire, break-in, vandalism, windstorm and other natural or man made disasters are examples of what is typically covered.
A basic commercial property insurance policy may be all you need, although the types of coverage can vary between different insurance companies. As an independent agent, Greene Insurance can help you determine the type of insurance policy and range of coverage that is best for your business. For a full list of coverage available, or to learn more about this product, contact us today.
What you need to know about commercial property insurance in Illinois
Commercial Building Insurance
Do you own a commercial building? If so, do you have enough commercial property insurance to cover replacement costs? Although cost estimators are available, we recommend that you secure an appraisal from a third party to accurately determine the current replacement cost of your building.
Flood Insurance
Most commercial property policies exclude flood as a covered cause of loss. A separate policy must be purchased to protect you from resulting damage. Check your current property insurance policy to be sure you are covered. If you’re unsure, just ask Greene Insurance Group to review your coverage, and we’ll help you find the best solution.
Business Personal Property
Business personal property insurance covers property at a specified location for furniture, fixtures, equipment and inventory. Be aware that most commercial property policies have very limited coverage for property taken off the specified location. If you have equipment that is frequently taken off-site to various locations, it is important that you have an inland marine policy (equipment or installation floater).
Business Income (Business Interruption Coverage)
This coverage reimburses a business owner for lost profits and fixed expenses during the time that a business is closed. It applies while the premises are being restored because of damage from an event, such as a fire. Business income insurance may also cover financial losses that occur if civil authorities limit customer access to your neighborhood or business after a disaster. Greene Insurance Group strongly recommends that all businesses acquire this coverage.
Electronic Data Processing
This coverage is separate property coverage specifically designed to protect your computer related equipment. Most commercial property policies have limited coverage for computer networks. EDP broadens the causes of loss to include things like power surges and in some cases virus attacks.
Greene Insurance Group – Illinois Insurance Agency
Insurance is a family business, we’ve been at it 1962
Since 1962, we have pledged to protect families and businesses through personal and business insurance. Insurance is deep rooted in our family.
As an Trusted Choice Independent Insurance Agency in Illinois, the Insurance Professionals at Greene Insurance will review your present insurance coverage and compare insurance rates from dozens of top-rated insurance companies. As an Independent Insurance Agency, Greene Insurance Group isn’t owned or contracted with any one insurance company allowing us to better serve our clients.
We pride ourselves in providing old-fashioned customer service
At Greene Insurance, We promise old-fashioned customer service and we’re ready to provide the best in personalized service. We work in our offices everyday, we answer our phones, return our calls and emails and we are here to serve you!
You can depend on the Professionals at Greene Insurance Group.
Illinois Independent Insurance Agent
We don’t work for an insurance company, We’re an Independent Insurance Agency & We work for You!
At Greene Insurance, we customize insurance to fit our clients and their needs. When you call Greene Insurance Group, you can relax knowing As an Independent Insurance Agent we’re comparing insurance rates and coverage from dozens of top-rated insurance companies.
Why select Greene Insurance Group?
At Greene Insurance Group, it’s a promise as our client you will always be our priority
Some may assume purchasing insurance online or direct from an insurance company may save them money. When our clients compare our quotes and coverage versus those of our competitors, Greene Insurance typically provides better protection at better rates and best in class customer service.
When purchasing insurance direct through an insurance website or call center, who do you call for questions?
We all know how frustrating it can be waiting on hold to speak with an agent, talking to an AI phone system or forced to use a chatbot and them left feeling frustrated with no answers.
We answer our phones and work for our clients in a professional office setting to protect your personal and business information.
We’re your locally-owned Illinois Independent Insurance Agent & We’re here for you!
Once you select Greene Insurance as your Insurance Agent, we’ll remain your local Insurance Agency and the team at Greene Insurance will be here to assist with any questions. changes or claims related to your insurance. We answer our calls and return our emails. Call or click for Illinois Insurance Quotes.
Greene Insurance Group is a family-owned Independent Insurance Agency serving the following communities:
Greene Insurance Group serves all of Illinois including the communities of: Naperville, Oswego, Aurora, Plainfield, Shorewood, Yorkville, Plano, Sugar Grove, Geneva, Batavia, St. Charles, Bartlett, Roselle, Schaumburg, Hoffman Estates, Barrington, South Barrington, Inverness, Palatine, Algonquin, Lake in the Hills, Buffalo Grove, Prospect Heights, Long Grove, Wheeling, Lincolnshire, Lincolnshire, Vernon Hills, Mundelein, Lake Forest, Lake Bluff, Highland Park, Deerfield, Winnetka, Kenilworth, Wilmette, Skokie, Lincolnwood, Downers Grove, Lombard, Darien, Oak Brook, Oak Brook Terrace, Elmhurst, Glen Ellyn, Wheaton, Winfield, Warrenville, Western Springs, Clarendon Hills, Hinsdale, La Grange, Burr Ridge, Willowbrook, and surrounding areas.