Illinois Condo Insurance
Shopping for Condominium Insurance in Illinois?
Not all Condo Insurance policies in Illinois are the same. Illinois Condo Insurance policies are unique and condo insurance coverage can vary from company to company. Condo Insurance can provide coverage for your personal property and possessions, personal liability, guest medical, loss assessments and inside condominium building coverage also known as building alterations, additions and improvements or “inside walls.”
Illinois Condo Insurance Coverage
Personal Property
If you own a condo, it is important to protect your personal property such as furniture, appliances, electronics, clothing, and much more. Personal property replacement cost coverage is important so that in the event of a covered loss, you are reimbursed for full replacement cost value without regard for depreciation.
Condo Building Property aka “Inside Walls Coverage”
Some Condo Associations possess a master condo association insurance which typically insures the outside of the structure to the inside walls of the condo unit. As the owner of the condo unit, you may find it is your responsibility based on the condo association agreement to purchase insurance for the interior of your unit sometimes referred to as “walls in coverage”. If you have upgraded cabinetry, floors and fixtures, condo building coverage protects these investments. Make sure to consult your homeowners association or HOA CCR’s agreement to determine what the association policy covers and what you are responsible for.
Loss Assessments Coverage
If common areas are damaged, your condo association may levy loss assessments against all the owners to pay the deductible on their association policy. Various limits of loss assessment coverage are available. Be sure to consult the HOA agreement to determine the potential for such assessments. Loss assessment coverage is also available to protect you against certain assessments that may be levied by the association.
Protect yourself and your guests in case of injury
An Illinois Condo Insurance policy can protect you and your family against bodily injury and property damage claims and any litigation that may result. In addition, you can select medical payments coverage which will pay for medical expenses incurred by a visitor who is injured at your residence. Consult your agent for additional information.
Extra coverage doesn’t have to cost a lot
Many people supplement their condo insurance coverage with a personal umbrella liability insurance policy. Personal umbrella insurance is a type of insurance designed to add extra liability coverage over and above another insurance policy, such as auto or condo insurance coverage. If you own jewelry, artwork, antiques or collectibles, valuable articles coverage would be important for you protect those items in the event of theft, mysterious disappearance or other covered peril.
Unique condo insurance options to fit your individual needs
Call Greene Insurance to help you find the best combination of coverage, value, and price for you. We can help make sure your condo insurance individually meets your needs.
Bundle & Save up to 40% on your Illinois Insurance
You can save up to 40% when you bundle your Illinois Auto Insurance and Illinois Homeowners Insurance through Greene Insurance Group. You’ll also enjoy the convenience of always speaking with Licensed Insurance Agents. We’re here to help you save money on your Illinois Insurance.
Greene Insurance Group – Illinois Insurance Agency
Insurance is a family business, we’ve been at it 1962
Since 1962, we have pledged to protect families and businesses through personal and business insurance. Insurance is deep rooted in our family.
As an Trusted Choice Independent Insurance Agency in Illinois, the Insurance Professionals at Greene Insurance will review your present insurance coverage and compare insurance rates from dozens of top-rated insurance companies. As an Independent Insurance Agency, Greene Insurance Group isn’t owned or contracted with any one insurance company allowing us to better serve our clients.
We pride ourselves in providing old-fashioned customer service
At Greene Insurance, We promise old-fashioned customer service and we’re ready to provide the best in personalized service. We work in our offices everyday, we answer our phones, return our calls and emails and we are here to serve you!
You can depend on the Professionals at Greene Insurance Group.
We’re an Independent Insurance Agent – Greene Insurance Group
Why select Greene Insurance Group?
At Greene Insurance, we customize insurance to fit our clients and their needs. When you call Greene Insurance Group, you can relax knowing we’re comparing insurance rates and coverage from dozens of top-rated insurance companies.
At Greene Insurance Group, it’s our promise you will always be our top priority
Benefits of working with Greene Insurance Group:
- Choice and Flexibility: As an Independent Insurance Agent, the team at Greene Insurance Group is able to offer its clients advantages over those of other insurance agencies. Unlike many other insurance agents, Greene Insurance Group isn’t limited to a single insurance company, we represent dozens of top-rated insurance companies allowing us to better serve our clients and their needs.
- Personalized Service: At Greene Insurance, we offer a higher level of personalized service. As our client, an Licensed Account Manager will be assigned to assist with policy questions, changes, billing and claims.
- Expertise and Advocacy: With extensive knowledge of the insurance marketplace, Greene Insurance Group can demystify the intricacies of various insurance policies and coverage options. Additionally, the licensed professionals at Greene Insurance Group act as advocates for our clients, helping to navigate the claims process and ensuring our clients receive fair treatment from insurance companies.
- Local Knowledge: Greene Insurance Group is locally-owned insurance agency and deeply rooted in our community. Our local presence allows our team to understand the specific risks and needs of our area, offering insights larger, impersonal insurance agencies or companies located out of state may miss. At Greene Insurance, our team answers our phones and we work in professional offices protecting your privacy.
- Ongoing Support: The relationship we develop through the years is why our clients refer friends and family to Greene Insurance Group. When purchasing insurance through a website or call center, who do you call for questions? You need a local and licensed insurance professionals to assist with your insurance and this is what you will experience at Greene Insurance Group.
We don’t work for an insurance company, We’re Independent & work for You!
We know how difficult and frustrating it can be when calling a business and unable to reach a live person or transferred from department to department. Many companies have closed their local offices, downsized staff, and transfer calls abroad to overseas call centers. Other companies are forcing their customers to utilize chat bots or leave voicemails and sometimes wait days for a return call. At Greene Insurance Group, we understand how frustrating it can be not having a point of contact or local office to visit when you have questions. Once you select Greene Insurance Group, we’ll be your Insurance Agency and our team will be here to assist with questions, updates, billing and claims questions. At Greene Insurance, we promise to answer your calls, return your emails and our team of professionals work in offices utilizing secure protocols to protect our clients and their privacy. It’s our promise to always deliver first class service to our clients.
Greene Insurance Group is a family-owned Independent Insurance Agency serving the following communities:
Greene Insurance Group serves all of Illinois including the communities of: Naperville, Oswego, Aurora, Plainfield, Shorewood, Yorkville, Plano, Sugar Grove, Geneva, Batavia, St. Charles, Bartlett, Roselle, Schaumburg, Hoffman Estates, Barrington, South Barrington, Inverness, Palatine, Algonquin, Lake in the Hills, Buffalo Grove, Prospect Heights, Long Grove, Wheeling, Lincolnshire, Lincolnshire, Vernon Hills, Mundelein, Lake Forest, Lake Bluff, Highland Park, Deerfield, Winnetka, Kenilworth, Wilmette, Skokie, Lincolnwood, Downers Grove, Lombard, Darien, Oak Brook, Oak Brook Terrace, Elmhurst, Glen Ellyn, Wheaton, Winfield, Warrenville, Western Springs, Clarendon Hills, Hinsdale, La Grange, Burr Ridge, Willowbrook, and surrounding areas.