Shopping for Illinois Workers Compensation Insurance?
Call (630) 243-5500 for Illinois Workers Compensation Insurance Quotes
Protect your employees with Illinois Workers Compensation Insurance
Workers compensation insurance can pay for medical care and physical rehabilitation of employees injured at work and can help to replace lost wages while they are unable to work. Additionally, this coverage protects an employer from being sued by an injured worker in most cases.
How does workers’ compensation insurance work?
Every state has its own unique workers’ compensation laws that employers must follow. These regulations help ensure that employers provide coverage for the cost of work-related injuries or occupational diseases, regardless of employee negligence.
An employee can only receive benefits if their injury or illness relates to their job duties or employment. Workers’ comp insurance could cover injuries caused by lifting heavy equipment, slipping on a wet or oily surface, or sustaining injury due to fires or explosions.
If an employee isn’t acting within the scope of their employment and becomes injured, such as playing a game with friends on a day off, workers’ compensation insurance won’t cover them.
Who needs workers’ compensation insurance?
If you don’t purchase workers’ compensation insurance coverage, you place your business at high financial risk. Not only can you face a lawsuit for workplace injuries, but you’ll likely be fined for breaking the law.Workers’ compensation insurance is required by law in almost every state. Some worker exemptions exist, so you’ll want to check with your state to find out if coverage is mandatory for your business.
Keep in mind, workers’ compensation insurance protects not only your employees, but your small business too. For example, if your insurance is compliant with state law, an employee who receives benefits can’t sue you for their injuries or lost wages.
They can, however, sue you for things that aren’t covered under the workers’ comp portion of your policy. Employer’s liability insurance is also included in your policy to pay for court costs and legal fees if you’re involved in such a lawsuit.
We can help your business find complete solutions to your unique Workers Compensation Insurance needs. We’ll find solutions that create safer and more productive workplaces, more confident and secure workers and overall savings you’ll see on the bottom line. Coverage for office workers using their own vehicles on company business is often needed. If you have employees, it is critical that you consider workers compensation insurance coverage.
We also offer other business insurance products such as: general liability insurance, commercial property insurance, business personal property insurance, commercial auto insurance, inland marine insurance and more.
Greene Insurance Group – Illinois Insurance Agency
Insurance is a family business, we’ve been at it 1962
Since 1962, we have pledged to protect families and businesses through personal and business insurance. Insurance is deep rooted in our family.
As an Trusted Choice Independent Insurance Agency in Illinois, the Insurance Professionals at Greene Insurance will review your present insurance coverage and compare insurance rates from dozens of top-rated insurance companies. As an Independent Insurance Agency, Greene Insurance Group isn’t owned or contracted with any one insurance company allowing us to better serve our clients.
We pride ourselves in providing old-fashioned customer service
At Greene Insurance, We promise old-fashioned customer service and we’re ready to provide the best in personalized service. We work in our offices everyday, we answer our phones, return our calls and emails and we are here to serve you!
You can depend on the Professionals at Greene Insurance Group.
We’re an Independent Insurance Agent – Greene Insurance Group
Why select Greene Insurance Group?
At Greene Insurance, we customize insurance to fit our clients and their needs. When you call Greene Insurance Group, you can relax knowing we’re comparing insurance rates and coverage from dozens of top-rated insurance companies.
At Greene Insurance Group, it’s our promise you will always be our top priority
Benefits of working with Greene Insurance Group:
- Choice and Flexibility: As an Independent Insurance Agent, the team at Greene Insurance Group is able to offer its clients advantages over those of other insurance agencies. Unlike many other insurance agents, Greene Insurance Group isn’t limited to a single insurance company, we represent dozens of top-rated insurance companies allowing us to better serve our clients and their needs.
- Personalized Service: At Greene Insurance, we offer a higher level of personalized service. As our client, an Licensed Account Manager will be assigned to assist with policy questions, changes, billing and claims.
- Expertise and Advocacy: With extensive knowledge of the insurance marketplace, Greene Insurance Group can demystify the intricacies of various insurance policies and coverage options. Additionally, the licensed professionals at Greene Insurance Group act as advocates for our clients, helping to navigate the claims process and ensuring our clients receive fair treatment from insurance companies.
- Local Knowledge: Greene Insurance Group is locally-owned insurance agency and deeply rooted in our community. Our local presence allows our team to understand the specific risks and needs of our area, offering insights larger, impersonal insurance agencies or companies located out of state may miss. At Greene Insurance, our team answers our phones and we work in professional offices protecting your privacy.
- Ongoing Support: The relationship we develop through the years is why our clients refer friends and family to Greene Insurance Group. When purchasing insurance through a website or call center, who do you call for questions? You need a local and licensed insurance professionals to assist with your insurance and this is what you will experience at Greene Insurance Group.
We don’t work for an insurance company, We’re Independent & work for You!
We know how difficult and frustrating it can be when calling a business and unable to reach a live person or transferred from department to department. Many companies have closed their local offices, downsized staff, and transfer calls abroad to overseas call centers. Other companies are forcing their customers to utilize chat bots or leave voicemails and sometimes wait days for a return call. At Greene Insurance Group, we understand how frustrating it can be not having a point of contact or local office to visit when you have questions. Once you select Greene Insurance Group, we’ll be your Insurance Agency and our team will be here to assist with questions, updates, billing and claims questions. At Greene Insurance, we promise to answer your calls, return your emails and our team of professionals work in offices utilizing secure protocols to protect our clients and their privacy. It’s our promise to always deliver first class service to our clients.
Greene Insurance Group is a family-owned Independent Insurance Agency serving the following communities:
Greene Insurance Group serves all of Illinois including the communities of: Naperville, Oswego, Aurora, Plainfield, Shorewood, Yorkville, Plano, Sugar Grove, Geneva, Batavia, St. Charles, Bartlett, Roselle, Schaumburg, Hoffman Estates, Barrington, South Barrington, Inverness, Palatine, Algonquin, Lake in the Hills, Buffalo Grove, Prospect Heights, Long Grove, Wheeling, Lincolnshire, Lincolnshire, Vernon Hills, Mundelein, Lake Forest, Lake Bluff, Highland Park, Deerfield, Winnetka, Kenilworth, Wilmette, Skokie, Lincolnwood, Downers Grove, Lombard, Darien, Oak Brook, Oak Brook Terrace, Elmhurst, Glen Ellyn, Wheaton, Winfield, Warrenville, Western Springs, Clarendon Hills, Hinsdale, La Grange, Burr Ridge, Willowbrook, and surrounding areas.